Structured Financing for Your Real Estate Project
We analyze your deal, structure it to reduce your costs, and match it with the right lender — with an answer in 24 hours.
Purchases · refinances · cash-out · construction · renovations · project completions. $100K–$50M, nationwide.
Financing
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Considered
Financing
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Loan Programs at a Glance
| Program | Loan Amount | Typical Rate (2026) | Max Leverage | Term |
|---|---|---|---|---|
| Hard Money / Bridge | $100K–$15M | 10%–12% | Up to 70% LTV (purchase) | 6–24 mo |
| Land & Cash-Out Refinance | $100K–$15M | from 9.25% | Up to 65% LTV | Close in 2+ weeks |
| Fix & Flip | $50K–$3M (up to $7M) | 10.5%–14% | Up to 85% purchase + 100% rehab, ≤70% ARV | Up to 12 mo |
| DSCR Rental | $75K–$2M | 6.0%–8.5% | Up to 75% LTV (80% purchase) | Up to 30–40 yr |
| CRE Bridge | $250K–$50M | 7%–12% | Up to 75% LTV (80% LTP value-add) | Up to 24 mo |
| Ground-Up Construction | $200K–$50M | 8%–13% (most ~10%) | Up to 85% LTC | Up to 24 mo |
Figures are typical 2026 market ranges across our lender network, not an offer. Actual terms depend on the property, deal structure, and borrower profile. Capwell Capital is a broker, not a direct lender.
Who We Serve
Don't see your exact project type? We specialize in structuring complex, unconventional transactions. Whether you need to reduce your current cost of capital, secure a cash-out, or refinance an existing loan, submit your scenario and our team will help you find the right financing path.
Real Estate
Investors
Providing fast, reliable leverage for fix and flips, rental acquisitions, and value-add projects.
Developers &
Builders
Structuring ground-up construction and subdivision financing to keep your project timeline moving.
Property
Owners
For business owners and investors needing to refinance commercial real estate or secure a bridge loan.
What Do You Need Financing For?
Start with what you need to accomplish. You do not need to know the exact loan program.
Purchase a Property
Acquire new commercial or residential investment properties with fast, reliable capital.
Refinance Existing Debt
Restructure your current loans to secure better terms or avoid maturity default.
Cash-Out Refinance
Extract equity from your existing properties to fund new investments or business needs.
Build or Develop
Secure ground-up construction financing for your next major development project.
Renovate or Reposition
Get the funds needed for fix-and-flip projects or heavy commercial value-add repositions.
Complete a Project
Find capital to finish a stalled construction project when your current lender stops funding.
Pay Off a Maturing Loan
Quickly bridge the gap when facing a balloon payment or expiring loan term.
Close a Time-Sensitive Deal
Access fast liquidity to close on high-opportunity real estate transactions quickly.
Access More Financing for Your Project
We help identify and present the full value of your project so all eligible costs and existing equity can be considered.
Want to see what financing may be available?
One Lender Has One Set of Rules.
Your Deal May Have More Than One Path.
We review the complete transaction and identify financing paths based on the property, financing need, borrower profile, timeline, and exit strategy.
A Clear Process From Request to Closing
Submit Your Deal
We Analyze the Transaction
We Identify Possible Financing Paths
We Match the Deal With Relevant Capital Sources
You Review Available Structures
Underwriting and Closing
Reduce the Amount of Cash Tied Up in Your Project
We help explore financing structures that may allow you to preserve more of your own capital.
Find out how your project may be structured.
Real Estate Financing Questions
Commercial Real Estate Financing, Analyzed Before It's Placed
Capwell Capital is a commercial real estate loan broker and capital-markets advisory serving real estate investors, developers, and business owners nationwide. We analyze each transaction, structure the financing around it, and match the deal with a lender whose program fits — for purchases, refinances, cash-out refinances, renovations, ground-up construction, and stalled-project completions.
How Our Advisory Approach Works
We start with the deal, not the loan. We review the property, the financing need, the timeline, and the exit strategy, then identify how the financing can be structured efficiently and where eligible costs and existing equity can be applied. From there we prepare the lender package and match the transaction to relevant capital sources so you can review real structures and move forward with clarity.
Financing Programs We Arrange
We arrange the full range of investment real estate financing. Hard money and bridge loans provide fast, asset-based capital for time-sensitive purchases and refinances, typically closing in one to two weeks. Fix & flip loans fund the purchase and up to 100% of the rehab budget for residential rehab projects. DSCR rental loans offer long-term financing qualified on the property's cash flow rather than personal income. Ground-up construction loans fund vertical development for builders and developers. Commercial real estate and multifamily loans finance stabilized income-producing assets. Each program serves a different stage of an investor's strategy.
Property Types We Finance
We arrange financing across residential investment (1–4 units), multifamily (5+ units), mixed-use, industrial and warehouse, retail, office, hotel and hospitality, self-storage, land and development, and business-occupied real estate.
Built for Complex Scenarios
Every transaction is unique. We work with deals that traditional bank guidelines are too rigid or too slow to serve — bank declines, urgent closings, unfinished construction, vacant or low-occupancy property, first-time developers, foreign national investors, and maturing loans facing a balloon payment. We evaluate each deal on the asset, the plan, and the exit, and draw on a network of private debt funds, family offices, and institutional lenders to find viable paths to closing.
Nationwide Financing for Investors, Developers, and Business Owners
By matching your specific financing need with the right lending appetite, Capwell Capital acts as your capital-markets partner — analyzing asset value, borrower profile, and exit strategy to present workable structures, apply eligible equity efficiently, and keep your timeline moving. Explore our loan programs, review borrower scenarios, or submit your project to see available financing options.
Frequently Asked Questions
What is the difference between a broker and a direct lender?
A direct lender funds loans with its own capital under its own program. Capwell Capital is a broker and advisor: we analyze the deal, structure it, and arrange financing through a network of lenders, so the financing is built around the transaction.
How does Capwell Capital get paid?
Broker compensation is disclosed on every transaction and depends on the loan and lender. There is no obligation to proceed when you submit a deal for review.
How fast can I close?
Short-term and bridge loans commonly close in one to two weeks; construction draws typically fund in two to five business days. Timing depends on the lender and the complexity of the deal.
Can a first-time investor or developer get financing?
Often yes. Because private lending is asset-based, a strong deal can offset a thin track record — usually with more borrower equity or a vetted general contractor.
What states do you serve?
We arrange financing nationwide, subject to individual lender program availability and state restrictions.
What do I need to submit a deal?
The basics of the transaction: property type and location, financing need, requested amount, timeline, and your intended exit strategy. We review from there.
Tell Us About Your Property or Project
Submit the basic details of your transaction, and our team will review the property, financing need, requested amount, timeline, and possible financing paths.
Capwell is a financing broker and advisor, not a direct lender. Submission is not a commitment to lend. All financing is subject to lender underwriting, program availability, and geographic restrictions.